Why professionals prefer
Credit Money Machine:

Automatic Extraction of Disputes

Windows based (resides secured in your computer)

More features, faster, more secure

More profitable (does in seconds what others do in hours)

You can own it and stop rent payments forever


Client & Affiliate Portals

Installed in your own website not ours

Bilingual English-Spanish

Integrated Referral System

More secure (don't contain sensitive information)


CRM, Management, Marketing
and Financial Capabilities

All versions have a Lead Finder area. Our Pro Plus and Ultimate have: Invoicing, Email System (sends and receive), Auto-Messenger, Account Receivables, Payables, Check Writing, Bank Reconciliation, Charge of Credit Cards, ACH Checks, Escrow Account, Check Drafts, Telemarketing, Parsing System(data extraction system) and much more.


Two Styles of Websites

Two styles to choose from
Communicate with CMM by receiving leads from your website while receiving the client and affiliate portals
You can buy them and they'll be yours forever.
Stop rent payments forever.


Take the 25 Second Challenge

See by yourself why Credit Money Machine is by far the fastest and easiest credit repair software under the sun.
Let me prove it to you now. See the video.


Pay-Per-Deletion Method

See how you can make more money with Pay-Per-Deletion
The Pay Per Deletion Method is the most profitable method & 100% Legal


Free CRM App for your Salespeople, Clients & Affiliates

Use it on iPad and iPhones.
Ideal for sales people on the road.


Other software that might be of
interest to you.

Personal Financial Builder - Try It

Personal Credit Builder - Try It

CRM Business Companion - Try It

CRM Business Lite, Plus and Ultimate - Try It

Automatic Investment Machine - Try It

For our Master Class Videos go to www.LMRwebinar.com


If you are frustrated with your current Credit Repair Software
call me at (954) 568-7153 and I will tell what you can do
to multiply your income with minimum effort.

To be able to work with Credit Check Total be sure to download the lastest version

Convert your Credit Repair Company into a money-making machine with Credit Money Machine.

We have NEW PORTALS with new look and three languages English, Spanish and Polish (View New Portal)

Do you know that you can and should use Credit Money Machine to manage your other businesses because of its financial and marketing capabilities?

Don't create a potential liability for you and your business by using software that is in-the-cloud, be smart and use Credit Money Machine and maintain your client's data secured in your computer.

The most important thing is clients. CMM has an integrated and complete system to manager unlimited clients.

Additionally, if you want to OUT-SOURCE YOUR WORK TO OTHERS or want out-source your sevices to your own clients we have special capabilities to control the round and the ability to post the client portals directly inside your clients' websites (this is a most for any professional out-sourcer) Call us at (954) 568-7153 to know about these special features.

Now our professional Credit Repair Software comes with CRMsync™ technology.

What is CRMsync™? (Do you want to work on the road?)

What is CRMsync™? (Do you want to work on the road?) CRMsync is a technology that allows two of more computers to synchronize seamlessly unlimited data (clients, leads, documents, tasks, disputes, etc.) at different times and places so users can work at full speed without being online at all times.
The CRMsync™ technology is a must for Credit Repair Companies that want to expand their operations by having external agents that do processing, sell, telemarket, or interact with leads and prospects in any way.
All versions of our Credit Repair Software can communicate among each other and also with our line CRM Software using CRMsync™ . Affiliates, salespeople and telemarketers can take advantage of the CRMsync™ technology depending on their requirements.
Cost starts at $10 per month with the CRM Companion (check www.CRMCompanion.com.)

See a Synchronization v. Real-time comparison between CRMsync™ and a Network Seat License by clicking here

New QUICK MENU that makes an expert out of you from day one. All options are in plain view

New QUICK MENU that makes an expert out of you from day one. All options are in plain view

New QUICK CREDIT REPAIR WORKFLOW to simplify your business to THREE simple steps

New QUICK CREDIT REPAIR WORKFLOW to simplify your business to FOUR simple steps

Is it possible to squeeze more juice from a Credit Repair Software?

Many of us have experienced the frustration of trying to handle our daily workflow totally dispersed in a myriad of software.

Some needs are essential to almost every business:

1) Communicating with your clients

(emailing or sending an SMS to their mobiles or even a Voice Message for example)

2) Controlling payments

(knowing when are due and managing recurrences)

3) Charging Customers

(usually means having the ability to charge credit cards, process ACH checks or printing check drafts )

4) Promoting to prospects

(like using an auto-responder to do "dripping campaigns" or sending personalized emails to your prospect database announcing a new product or service)

5) Managing your Affiliate Network

(usually means being able to manage commissions to referral parties, being able to automatically create them and print checks to pay them)

6) A hundred or so more things...

that we may do from time to time but that still are essential to a healthily business.

The solution is a Credit Repair Software that packs all those needs under one roof and where you can match the right Credit Repair Software version for you business. We have four versions.

Credit Money Machine Lite: Designed for Mortgage Brokers, Realtors and any Credit Repair Company that has a captive audience and only does a few clients per month. Has automatic extraction from credit reports.

Credit Money Machine Pro: An entry level Credit Repair Software with advanced task management, unlimited fields, word processor, calendars, SMS, Computerized Voice Messages , has automatic extraction from credit reports and features Client and Affiliate portals.

Credit Money Machine Pro Plus: Everything in the Pro version plus all the features any business needs to grow: Invoices, Receivables, Payables, E-Mail System, Auto-Responder, Client and Affiliate Portals, Parsing (web extraction) System, Workflow Manager and much more.

Credit Money Machine Ultimate: Designed to give service to others plus like in an out-sourcing company and includes an assortment of marketing and business features not found anywhere at any price.

What is the Problem?

Use of many software to run your business, data duplication, error prone

Credit Repair Software designed to be too easy at the expense of power or multiple levels of menus

Bulky Credit Repair Software, slow performance, fixed length data fields, size increase easily

Usually in-the-cloud, legal issues under GLB Act, lack of control, security and backups depend on 3rd parties.

Windows-based Credit Repair Software can't be rented. In-the cloud Credit Repair Software can't be purchased.

The Solution is Credit Money Machine

The only all-inclusive Credit Repair Software in its class with a comprehensive set of tools in many areas (financial, marketing, prospecting, e-commerce, communication, etc.) some of them not available in any other software at any price. A complete business solution that will increase sales, reduce costs and organize your whole company.

Credit Money Machine is brought to you by LMR International, Inc a 25 years old Florida corporation dedicated only to the development of software. In particular , Credit Money Machine has more than 30 years of development.

Read out Testimonial page where you will see an impressive collection of satisfied customers.

There are five main reasons to use Credit Money Machine :

1. All-inclusive Credit Repair Software + (Management, Financial, Marketing and E-Commerce capabilities)

2. Designed for power users (almost no menus use) but with simpler levels for the newbie.

3. Ultra-fast by design.

4. Secure environment on your computer or server (Windows-based ) under your own password. Control your own backups. Legal to use since you control your client's sensitive data.

5. As opposed to in-the-cloud systems, Credit Money Machine can be rented but also purchased and be owned forever

Now let's look at each of these points in detail:

1. All-inclusive Credit Repair Software + (Management, Financial, Marketing and E-Commerce capabilities)

Invoice System. Full-fledged service/products invoice system with integrated commissions. Creates unlimited invoices with one click. Interacts with Multi-Media Campaign Analyzer to calculate ROI con Marketing Campaigns. Save time and money by avoiding data duplication.

Account Receivables. With integrated Payment Plans and ability to charge credit cards, ACH checks and check drafts. Recurrent transactions. Saves time and money centralizing your charges.

Account Payables. Automatic creation of Commissions. Recurrent transactions. Ability to do mass payments with PayPal and create Checks to pay commissions, payroll, etc.

Charge Credit Cards, ACH Checks and create Check Drafts (that you print and deposit). Thousand of banks using mayor gateways (Authorized.net, Dow Commerce, Network Merchants, LinkPoint Central, Global Gateway, etc.) Saves money and avoids data duplication.

E-mail System. Business designed. Different paradigm. Control hundreds of thousands of emails and find all line of communication from clients with one click.

Auto-Messenger (an auto-responder on steroids). Unlimited. Set with shortcuts. Linked to Templates so modification are some in templates. Makes very easy to implement dripping campaign on the fly. Avoids data duplication.

Parsing (extraction) System. Use integrated in e-mail system or separate. Can extract data from unlimited Web form and lists. Automate creation of contacts and population of fields.

Word processor (Template / Letters Manager with merging capabilities).Unlimited fields merging capabilities per document. Conditional merging based on client's state. E-mailing, Printing and Faxing. Interaction with RightSignature, EchoSign, DocuSign and SignNow. Linking to contacts. Saves time and data duplication.

Bank Reconciliation System. Manage unlimited accounts (Banks, Credit Cards, Loans, etc) Interacts with Account Receivables, Payables and Invoices. Recurrent Transactions. Saves time and avoid data duplication.

Workflow Manager. Unlimited Easy to set. Triggers at preset intervals E-mails, Tasks, Task Groups, SMS and Auto-Messengers. Can set unlimited contacts with one click. Manage your marketing and processes from within.

Task Groups (Multi-Task-Multi-Schedule-One-Click Task Manager). Set unlimited tasks a different intervals, priorities, assigned to different Agents, etc. with one click (or automatically from the Workflow Manager. Client-centric but multi-department viewable. Expedite your communication with prospects and clients.

Credit Money Machine Ultimate has many additional features like: Multi-Media Campaign Analyzer, Tracking of Marketing Campaigns, Financial Desktop, Products and Inventory. Products Catalog Creator, Telemarketing System, Tele-Prompt System, Survey System, One-Field Search, Affiliate Lead Finder, Affiliate Commission System, On-Track Manager System, Client Valuation System, Agent Job Scheduler , Agent Time Manager, Consulting Time Manager, Private Eye System, Password & License Manager, Integrated 10 Level MLM System, Internet Virtual Contacts (uploads portals for agents), Internet Client / Affiliate Portals, Agent Metrics System (quantify whatever you want), F.A.Q. & Trouble Ticket System, Knowledge Database, SMS Messages, Computerized Voice Messages (text to voice), Virtual Desktop Manager Windows Desktop Enhancer, Easy Contact Duplicates finder, Integrated Instant Messenger, Compare Contacts System, One-Click-Contacts Groups, Unlimited User-Defined-Groups, Memorized Contacts Groups, On-The-Fly Contacts Groups, To-Do Differential Contacts Group, One-click interaction with Twitter, Facebook, Skype and Linkedin, Integrated Personal Agenda / Payment reminder, Integrated Backup System, Importing/ Exporting of lists from different formats (CSV, DBF, Excel, etc), Print Labels in different Avery formats, Send & Receive of Clients / Leads to/from our Line of Credit Repair Software, Unlimited Searchable User Defined Fields, Unlimited User Defined Field Structures (easy to configure sets of user defined fields for different type of clients and industries), Snippets Manager for consistent entries in notes & other fields, Phone dialing using a Modem, Skype, Google Voice or SIP (soft phones). Automatic assignment of leads from Internet forms to different agents / round robin, etc., Multi-Use Action Buttons to run a program, open a website and more, QR Code System, Budget Center, Amortization Loan Center, Debt Reduction Analyzer, Articles, Blog Manager, Advertising Place Manager, Affiliate Media Marketplace, Competitor Analyzer, Keyword Analyzer, Marketing Idea Manager, Marketing Task Manager, Social Media & Form Submitter,YouTube Video Manager, Pinterest Image Manager, Twitter Scheduler System,Website Prospecting Analyzer, Domain Manager, One-Click Webstore / Catalog Creator, Website Uploader & Manager, Image Manager, List Manager, My Goals Manager, Strategy, Blueprint & Procedures, Subscription Manager, Unlimited users on one computer. Assign different privileges & passwords, PBX Phone Manager System, Windows-Computer-based for security, speed and capabilities and more...

2. Designed for power users.

Options are in plain view. The approach is simple but powerful. Credit Money Machine has most of his options in plain view to use them, if possible, with one click which increases speed and productivity while reducing tiredness and boredom.

Multi-function buttons. When hovering buttons, many provide more advanced options by using Shift, Control, Alt, etc. Increases speed by using one click action for most features.

Different Levels of use. Credit Money Machine has a simpler level for newbies so they can start with confidence then more advanced levels as available for more experienced users. Start using Credit Money Machine is a breeze for newbies and advanced users as well.

3.Better security and performance.

Runs on Desktop. Unlike many of the in-the-cloud applications that sits on someone else's server, Credit Money Machine runs directly from your desktop or server. This increases security and compliance.

Ultra-fast. Being computer-based makes Credit Money Machine very fast. Additionally. it was designed for power users and maximum use speed in mind. Doing things faster is rewarding not only in productivity but also avoid frustration and boredom.

No downtime. As opposed to online application you depend on no one. Increases confidence of your work base and avoid costly interruptions.

Better security. Access privileges are set by agent. Credit Cards show partially. Extra fields can be encrypted but still used in merging letter. Peace of mind.

Flexibility. Fields don't have a pre-determined length and can hold up to two gigabytes each. While it is unlikely that anyone's first name would have that length, a variable size is invaluable in notes and many other fields where maximum size can't be predicted in advance. Your database grows arithmetically and not exponentially saving space and increasing performance.

Control your own backups. Don't depend on your online provider anymore. Integrated backup system. Get up every morning knowing that you have a business not just guessing if you have one.

Easier Compliance. These days more and more databases are at risk of a hacker attack. In-the-cloud services are a time-bomb where you never know if your data is totally secured or if their backups are done in a timely manner. You only make an act of faith. Also, there are laws like the GLB Act that regulates the handling of sensitive information and prevents from putting sensitive data in the hands of 3rd parties without their consent (which is exactly what happens when you put their data in an online service.)

With Credit Money Machine your client's data is secure in your computer or server and you control your backups so you know that if a disaster happens you can be back and running in minutes with none or very little loss of data.

4. Price performance leader.

As opposed to in-the-cloud systems, Credit Money Machine can be rented but also purchased and be owned forever. When you use an online service you are condemned to pay forever, they can even raise the rent on you and you are forced to comply promptly.

With Credit Money Machine you can start renting (so you can test the waters) and once you are sure that Credit Money Machine is what your business needs to grow and be more profitable, you can buy, even on installments, and be yours forever, no more payments ever, none. Big savings in comparison with online services.

What's Holding Your Back?

1) I would need to learn a new Credit Repair System.
While that's a fact of life with any new software, the time savings anyone has by learning Credit Money Machine and the reduction in labor costs and increased productivity will compensate for the time well spent.

2) I have lots of data in my current Credit Repair Software
Credit Money Machine has a powerful import and mapping capabilities, so as long you can export your data, you can import it into Credit Money Machine.

3) I don't need all the features in Credit Money Machine
People don't realize that any business needs to use a set of essential tools to be efficient and maximize its productivity and therefore its profits. The all-inclusive approach of Credit Money Machine provides the comprehensive set of essential management, marketing and financial tools that any business needs. We have four versions to pinpoint any level of needs (but you can always upgrade with easy without losing data). With competitor's software you are stocked with one program with no chance to upgrade to anything more powerful since they don't have it.

Your Credit Repair Software and you, a normal workday...

Probably, you start your day by opening your Credit Repair Software to start contacting your follow up prospects but do it slow because the program does not have the right tools to do that efficiently.

Then, you open your invoice software to check what is due to charge then you would need to open your merchant control panel to charge payments those payments due, copy the info from the invoices system and get an approved or declined response.

After that probably you will go to a spreadsheet to manage the result of the charge (approved or declined), and if it was declined, you will probably go to your e-mail system (maybe gmail, hotmail, MSN, yahoo, outlook, etc.) to send an email to this client asking for payment.

Then, repeat ad nauseam for every client you process and you probably finish your day exhausted without doing anything productive like marketing or getting new clients.

If you want to add that, then you probably have to go (and pay for) a service like awebber to create, control and process a dripping campaign or just to inform your prospects of a new product or service (don't forget that your prospect will need to double opt-in to do that, etc.)

Bottom line, a stressful day and very little accomplished. Would not be better that you had a Credit Repair Software that could do all that and much more, everything under one roof?

What's Next?

Order any of the versions (we recommend the Credit Money Machine Pro Plus) by clicking here, get a FREE TRIAL by filling the form elsewhere on this page or give us a call at (800) 713-0457 for more information.


Reduce the number of employees.

One employee using Credit Money Machine does the work of five to ten employees because your whole business is controlled inside Credit Money Machine and because Credit Money Machine does in seconds what others take hours to do. Don't fire your employees, just relocate them to more productive areas in your company.

Maintain the communication with your clients in one place.

Instead of having e-mails all over the place among different computers, like when using gmail, outlook, etc. , now you will have all the communication back and forth with your clients under one roof and selectable with one click. Credit Money Machine has a world-class E-mail System (to send and receive) and with data merging capabilities, encryption, and much more, that is integrated in many areas of the program.

Save money by handling your marketing inside Credit Money Machine

Credit Money Machine has integrated many marketing tools that you can use to get clients from day one. Among them, an Affiliate Lead Finder, an integrated Telemarketing System, a Postcard Creator and an integrated Auto-Responder

Process your payments faster and don't pay extra charges.

While other software companies charge you extra and use third party software to process your client's credit cards, Credit Money Machine Pro Plus lets you charge credit cards at no additional cost (just use your merchant account) with its integrated recurrent credit card system. Also, CMM integrates with ACH checks (electronic checks) and even you can charge your clients by printing your own Check Drafts, at zero cost, and deposit them into your bank without your client's signature.

Prevent potential liabilities for you and your company.

Since Credit Money Machine is Windows´┐Ż software, the sensitive data of your clients is protected and secured under password inside your computer. When you put the sensitive information of your clients (social security, Driver's License, Date of Birth, etc) in a third party software without your client's consent, like is the case with online software, you are creating a potential liability for you and your company.

Start small, grow large in one continuous motion.

Many people start with an over-simplistic software (usually online), only to realize, that at soon as they grow a little, they have many needs that were not talking into account at the beginning. The bad news is that those over-simplistic software don't have considered the capabilities that a real company needs to grow and that you don't know when you start, they are limited in the number of clients, space and must-needed capabilities. Then, in a while, you must change software losing time and money. Credit Money Machine has user levels so you can start as novice with zero knowledge and still perform as a professional thanks to our automatic capabilities, but as soon as you require more features, you will gladly discover that all the tools that your business needs are right up at your fingertips. Grow to a million clients (or leads) if you want and Credit Money Machine will be able to handle them all.

Make it pleasant, safe and legal for your clients and affiliates.

Credit Money Machine Pro Plus comes with Client and Affiliate Portals that reside inside your own website for speed, security and capabilities. They are trilingual (English, Spanish and Polish) plus they are ultra-fast since each client has its own database and they don't contain any sensitive information for an ultra-secure environment, as opposed to in-the-cloud software where the portals are in the hands of the vendor, they are slow because the software is shared among all their clients plus the security of your clients depends on the security of the vendor and not on yours. Also, with Credit Money Machine, your clients can report to you what disputes they want to address and why for a complete legal environment.

Process more clients, faster.

Credit Money Machine can extract disputes from 15 credit type of reports, like Credit Check Total, ScoreSense, Identity IQ, Wells Fargo and many more, but it does not only extract the Creditors and Account number, it also assigns automatically, the Dispute Type (Judgment, Charge-off, Collections, Late Payments, etc.), assigns the Letter to use automatically, the Dispute Reason and even schedule the disputes to avoid a potential frivolous dispute answer from the Credit Bureaus. All this in seconds, not hours. Additionally, it can select all disputes to print from all clients with one click in one second and just another click to print them so you can reduce days to minutes when compared to other software.

Your affiliates will love you.

Credit Money Machine has an integrated commission system with unlimited levels. This means that not only you can control all your affiliates from inside the program but also create payables and eventually prints the checks to pay for them inside Credit Money Machine. It is a complete and comprehensive affiliate management, reporting and payment system.

Save time, money and get more clients doing your dripping campaigns in-house.

Dripping Campaigns are a form of automatic follow up, also known as auto-responders, used by several professional companies like Aweber, GetReponse, etc. Credit Money Machine has an integrated Auto-Responder System. CMM's Auto-Responder is even more flexible than other specialized systems, but most importantly, it's right within the software. So, you can promote your company and follow up automatically with prospects clients and affiliates with just a couple of clicks for an almost unfair advantage. Don't skim yourself of this fantastic tool.

Grow your company by leaps and bounds by offering your services to others.

Also know as out-sourcing, Credit Money Machine has special features whether you want to out-source to others or better yet, if you want to offer out-sourcing services to others. First, Credit Money Machine can send / receive a full set of client data from compatible software so others would be able to send you clients with a couple of clicks. Then, Credit Money Machine has a full set of tools to control and report to the sender party the rounds made in an out-sourcing process. This technique alone can multiply your revenue many times over with ease (available only in the Ultimate version.)

Eliminate complains from clients even if you don't delete their disputes.

Credit Money Machine maintains a full history of disputes in the Client Portal, so at least, you can show effort in case that you haven't been successful in your deletion intent. This technique, only available in Credit Money Machine (like most others capabilities) will increase your reputation as a professional and honest company, getting your more word-of-mouth clients that anything else.

Be proud of your company, show your best face to the world.

Everybody knows that a website is your business card to the world. Credit Money Machine offers two, professionally designed, websites that you can purchase and be yours forever. They have integrated editors for easy change of content and the forms will go into Credit Money Machine, creating new clients and populating their fields automatically. See samples at www.click111.com and www.click112.com

Work less, reduce time, show your clients how efficient you are.

Credit Money Machine has a unique Multi-Task-Multi-Schedule-One-Click Task Manager that can set a series of tasks for one or many clients and prospects with one click. For example, let's say that when you get a new client you want to set for him a few tasks: in day 0 you want to end a welcome email, in 3 days you want to make a scripted phone call, the next day (day 4) you want to send a contract and 3 days later (day 7) you want to call the client if the contract was not received. Credit Money Machine can create all these tasks at different days and linked them not only to the client (of course) but also to the email to send, the phone script, the contract, etc all that with one click.

Take advantage of our expertise and take your company to the next level.

As explained before, Credit Money Machine capabilities are the result of many years of development. (almost 30 years) and we assure you that all those features are there for a reason, and that is, to grow your company faster, leaner and more robust than with any other software. That's our solemn promise.

Everything you need to launch, market and run a lucrative credit repair business:

We developed a full line of Credit Repair Software so your business won't outgrow Credit Money Machine ever

  • CMM Ultimate
  • CMM Pro Plus
  • CMM Pro
  • CMM Lite

Support & Training

In addition to our video training we provide one-on-one live personalized training for the Pro, Pro-Plus and Ultimate versions.
Training is given on the key business components (dispute processing, client and leads management and marketing) to help "guarantee" your success.

Professional Portals

Not all Portals are created equal. Our Client and Affiliate Portals will be installed on your own website for speed, security and capabilities.

Sample Portals:

Client Portal
Affiliate Portal
  • Bilingual English-Spanish
  • Integrated Referral System
  • Responsive Smartphone Portals
  • Add your own background

A website you can own

Sample sites:

Website Slyle 1
Website Slyle 2

Two slyles, your choice. Pay only $99.97 x 5 installments or get a 20% discount and pay just 1 payment of $399.97.
Includes free hosting for a year for your website and portals. (Websites can be rented too)

Solutions tailored for your specific business needs:



  • Automatic Extraction of Disputes
  • Automatic Assignment of Letters
  • Automatic Assignment of Dispute Reasons
  • Automatic Scheduling of Disputes
  • Integrated CRM Manager
  • Integrated Task Manager
  • Integrated Personal Agenda
  • Integrated Payment Reminder
  • Integrated Credit Card Analyzer
  • Integrated Debt Reduction Manager
  • Integrated Budget Center
  • Integrated Loan Amortization Center



All the features in the Lite version, plus:

  • Owners' hosted Client Portals
  • Owners' hosted Affiliate Portals
  • Integrated Telemarketing System
  • Automatic Assignment of Letters
  • Automatic Assignment of Dispute Reasons
  • Automatic Scheduling of Disputes
  • Integrated CRM Manager
  • Integrated Task Manager
  • Integrated Personal Agenda
  • Integrated Payment Reminder

Pro Plus


All the features in the Pro version, plus:

  • Integrated Invoicing System
  • Integrated Account Receivables
  • Integrated Account Payables
  • Checks / Drafts Writing
  • Bank Reconciliation
  • Charge of Credit Cards
  • Integrated E-Mail System
  • Integrated Auto-Responder
  • Financial Desktop
  • Parsing System(data extraction)
  • Much more....



All the features in the Pro Plus version, plus:

  • Articles Manager
  • External AutoResponder Interaction
  • Extraction of Free Leads
  • Competitors Analyzer
  • Keywords Analyzer
  • Tracking of Marketing Campaigns
  • Integrated Survey System
  • Twitter Scheduler
  • One-Click Web Store
  • Websites Manager
  • 100+ more features....

Advantages of using Credit Money Machine:

Web-Based vs

  • Very slow
  • Expensive (rent forever)
  • Limited features
  • Software & Portal in control of vendor
  • Sensitive data in vendor's hands
  • Risk of data loss
  • Very fast
  • Inexpensive (you can own it)
  • Feature rich
  • Software & Portal under your control
  • Sensitive data secured on your own computer
  • Integrated backup system

Why Credit Money Machine is Better

  • More profitable because it has all the areas your business must have in one place.

  • Does in seconds what others do in hours

  • You can own it and be yours forever.

  • Resides secured in your computer not online

  • Extracts disputes automatically

  • Find deletions on next months automatically.

  • Special Out-Sourcing Capabilities (can post your client portals inside your client's website)
    Inquire about this special feature to understand its benefits
Today is: 11/29/2015 Do you have authorization from your clients to give their sensitive information to other parties?
These days the FTC (www.FTP.gov) is checking on Credit Repair Companies on many compliance aspects that you may not be aware of.

You receive sensitive information from your clients in trust (Social Security, Drivers License, W-2, Date of Birth, Passwords, etc.)

When you put that information in somebody else's hands, like when you use a web-based software, you are violating this trust and possibly creating a huge liability for you and your company.

Even if you put in your contract, it would be rare that your client has read it and understand the consequences, therefore, unless you make them initialize that particular paragraph you could be creating a future issue.

Imagine, for example, that the company you send your client's sensitive information is hacked or simply assaulted by a disgruntled employee, in this case you could be responsible for the use and consequences derived from the use of that privilege information.

When you maintain your client's data under your control, like in your own computer, you reduce greatly the possibility of such data being stolen and used by an undesirable party.

Recentrly 1.6 Billion usernames and passwords were stolen (see the news here ) your clients could be part of this group and you could be responsible for the consequences.

This website contains articles on many legal topics; however, no warranty whatsoever is made that any of the articles are accurate. There is absolutely no assurance that any statement contained in an article touching on legal matters is true, correct or precise. Law varies from place to place and it evolves over time sometimes quite quickly. Even if a statement made about the law is accurate, it may only be accurate in the jurisdiction of the person posting the information; as well, the law may have changed, been modified or overturned by subsequent development since the entry was made on this website.

The legal information provided on this website is, at best, of a general nature and cannot substitute for the advice of a licensed professional, i.e., by a competent authority with specialised knowledge who can apply it to the particular circumstances of your case. Please contact a local bar association, law society or similar association of jurists in your legal jurisdiction to obtain a referral to a competent legal professional if you do not have other means of contacting an attorney-at-law, lawyer, civil law notary, barrister or solicitor.

Neither the individual contributors, system operators, developers, nor sponsors of this website nor anyone else connected to it can take any responsibility for the results or consequences of any attempt to use or adopt any of the information or disinformation presented on this website.

Nothing on this website, should be construed as an attempt to offer or render a legal opinion or otherwise engage in the practice of law.
Today is: 11/29/2015 Debt collectors take to social media.

Warn your clients to be wary of those invitations to be your friend on Facebook or requests to follow your tweets, Linkedin and Myspace.

Debt collectors are spying on consumers and even using the information posted on these sites to contact the family of friends of those who owe money.

Here is how to protect yourself:

Debt collectors sometimes use fake names on social networking sites.

Make sure you know the person you re becoming friend or following.

Don t boast about your income, purchases, tax windfalls or anything else that reveals your financial situation. This could allow them to claim you are spending money that should be going to your creditors.

Be careful about what you post. Debt collectors will be looking at these sites to find clues about where you live and work.


Copyright Certified Credit Counselors Association www.ccasite.org

Click Here for Credit Bureaus Security Freeze Fees and Requirements

Click Here for Sample Freeze Form from Lexis Nexis