What are the differences between a Web-
based credit repair software and a
Windows-based credit repair business?
The differences are manifold, and at the same time very important for the life of
your credit repair business.
First of all, as the name implies, a web-based credit repair software is hosted on the
Internet, but most importantly, it's developed with a web-based language like PHP,
ASP etc. which necessarily makes it slow and dependent of both Internet speeds
(yours and your vendor's)
This credit repair software is then shared among all their clients (bandwidth is
divided among all of them at the same time) so not only they are slow by nature
(can't be any other way since they need to transfer the server's results to your
computer by means of the TCP/IP protocol ad HTMl language) but also they are prone
to additional slowness at peak hours when many users (your competitors) are using
the software (pretty much the whole business day).
With a web-based credit repair software your business is bound to the life of the
vendor since you can't have it in your computer and depend absolutely to how long
your vendor is in business. After that, everybody will lose their business in an instant
and without any possibility of recovering it.
There is a big misconception about computer-based (windows-based) credit repair
software that they can't be placed in the cloud.
You can put a computer-based credit repair business in the cloud in many ways and
access it extremely fast and concurrently ny any number of agents from anywhere in
the world by simple using a Windows Server hosting service (i.e. Amazon Services
(http://aws.amazon.com or www.gigapros.com)
It will be extremely fast when you put a Windows-based software in the cloud and the
reason is that only the screen is transmitted to your computer and not by HTML but
by a fast, live (not passive like HTML) and direct connection (Remote Desktop
Additionally to all this, the credit repair software is used exclusively for you (and your
employees) so instead of sharing it with any other users online it is fast and secured
since only you are in control of your credit repair business.
Probably, the most important factor is the assurance that you and only you are in
control of your business and that is not dependent to the life of the vendor.
Remote solutions using Amazon Services can be implemented for as low as ten dollars
Not all Credit Repair Software are created
equal and how they can influence the
success of your credit repair business.
Credit Money Machine Net is unique in its approach to credit repair and can't be
compared to any other credit repair software in the market.
The success of your credit repair business is measured in profits. I hope that you
agree that what matters is the bottom line at the end of the month.
For example with Credit Money Machine Net one person can handle up to 400 new
clients a month while you would need 10-20 employees to handle the same number
with any other credit repair software.
Obviously, your profits will soar when you put more money in your pockets with less
expenses and less risks.
But, what makes Credit Money Machine Net our full-fledged credit repair business
software so special?
In all honesty, it's a myriad of details and features. The main ones being:
1) Automatic extraction of disputes from 8 different credit report providers.
2) Automatic assignment of letters and descriptions (dispute reasons)
3) Automatic creation of unique letters thanks to our ADS (Automatic Dispute
4) Automatic comparison of disputes on following months thanks to our CAS
(Comparison Audit System)
5) Automatic "Pay Per Deletion" system that starts by marking which disputes are due
to charge to the client and ends by creating the invoices and controlling which
payments are made by customers, etc. An important related feature is the ability to
create the invoices from all clients at once with one click, only this feature will save
you days of work.
6) The ability to post bilingual (English-Spanish) Affiliate and Client portals (included
for free in price) where your affiliates (people that refer you prospect) and clients
can go 24/7 to check everything with ease. (Sample of Client Portal and Affiliate
7) The ability to centralize, under one roof, all the needs of your credit repair
business, from the extraction of free leads (so you pipeline will be always full) to the
sending of automatic emails with its integrated email and auto messenger system, to
the creation of invoices, the charge of credit cards, the printing of check drafts,
complete bank control, the ability to handle thousands of leads and clients in its
integrated CRM (contact management system), in other words, everything that you
can think of and more.
Why our full-fledge credit repair business
software is better to start a credit repair
There is a simple reason, Credit Money Machine Net is designed to be completely
automated when you need it the most, when you start your credit repair business but
then it will adapt to all your needs when you become more sophisticated.
Also, the is another important reason, when you get another credit repair software
that's it in a couple of weeks your needs will outgrow the software capabilities and
there is nothing that you can do but try to cope with that by purchasing other
software to complement your needs or adding more employees to try to do your
normal daily tasks.
With our full-fledged credit repair business software all your present and future need
are covered. Your business won't outgrow our software since we have thought in
advanced of all your future needs.
This is an important concept, you might not know what are your futures need but we
do and we include them as part as our complete credit repair business software.
So, whether you are a start credit repair company or a seasoned credit repair
business professional our Credit Money Machine Net has all the tools that need to
grow your company from day one and 30 years from now.
The importance of an all-inclusive credit
repair software for your starting credit
While it's possible to maintain a separate CRM software (Contact Management
Software) to control and manage your clients, leads and prospects this is not ideal.
Having to duplicate the information in two different places adds an additional step to
your credit repair company wasting time and money in the process.
Our professional credit repair software (Credit Money Machine) is the only one that
has a full-fledged integrated CRM system that allows you to control and manage not
only clients, but most importantly, your credit repair leads and prospects.
As a matter of fact, it is designed so you can use it for any other business you may
have (mortgage brokers, real estate agents, insurance agents, etc.)
How important is the performance of your
credit repair software for your starting
credit repair business company.
When you start a credit repair business the need for leads, is at least, as important
as when you are a seasoned credit repair professional.
Don't get fooled by watching a demo that contains just a dozen of leads. Performance
varies greatly, specially with web-based credit repair software when you add just a
few clients or leads.
Only Credit Money Machine guarantees that the performance of our credit repair
software won't be reduced when you have thousands of clients and leads (we have
more than 125000 contacts in our credit repair software with absolute no degradation
For this reason we recommend that you ask to see any presentation or
demonstration, with at least 5000 contacts so you can appreciate first hand the
performance of the credit repair software being evaluated.
Take our word for it, you will be enlightened and warned when you "feel" the
performance of a credit repair software even with just a couple dozen of records in
it. Don't make a costly mistake of getting a credit repair software that your company
will outgrow in two weeks.
What kind of marketing is important when
you start credit repair company.
Every company needs marketing but there are many misconceptions when you are
talking marketing for a credit repair business.
Whether you are a starting credit repair business or a 20 year old credit repair
business you need to do some kind of marketing.
The best marketing for a starting credit repair company is the one that cost very
little or nothing, since at the beginning, you need to save as much as possible. In the
future, word of mouth could be your best asset.
For this reason, we recommend to look for people that can refer you prospects (auto
dealers, mortgage brokers, real estate agents, insurance agents, piano stores,
furniture stores, cellular stores, friends, etc) .
In order to do that you need some kind of software to systematically call or email
these potential affiliates and make them send you prospects all day long.
For this reason, our credit repair software has an integrated Telemarketing System
(including the scripts you should use to interact with those different industries)
Additionally, our bilingual portals have an integrated Referral System for both Affiliate
and Clients to have an additionally source of leads (these leads will go automatically
into our credit repair software creating a new client automatically)
Our approach to a comprehensive credit repair business will make the difference
between failure and a successful credit repair company.
Be sure that you have the right Affiliate
Portal for your credit repair business.
An Affiliate Portal is an important part of your credit repair software and it is
essential to prosper your credit repair company.
But not all Affiliate Portals are created equal.
First of all, you need to evaluate if your Credit Repair Affiliate Portal is under your
control or your vendor's.
It's important that you are in control of your Credit Repair Affiliate Portal, in other
words, it is important that your Credit Repair Software post the Affiliate Portals to
your own domain on the Internet so you have absolute control on its security and
In the majority of credit repair software, specially those that are web-based, their
Affiliate Portals are hosted on their own servers (the vendor's servers) This means
that you never owe the Affiliate Portal Software (it's always theirs) but most
importantly the performance and security depends on the life of the vendor.
Our professional credit repair software (Credit Money Machine) posts your Affiliate
Portals to your own domain on the Internet for best performance and the tranquility
that you own it and will be always under your control, contributing to brand your
credit repair company name.
Another important factor is related to features. It is a good idea, for example, to
have a bilingual (Spanish-English) Affiliate Portal, but again, the implementation of
the feature is also important. Some Credit Repair Affiliate Portals are based on
templates that most be change for an Affiliate in they are Spanish spoken or English
With our credit repair software the selection of language is made by the affiliate, so
in a second, they can switch from English to Spanish and vice-versa with the push of a
Other essential feature is the ability to let your affiliate or not to enter into the
Client Portal to know the status of a client. This must be done by client not by
affiliate to have absolute control.
Also, be sure that any knowledge database in the Affiliate Portal is under your control
allowing you to add (or delete) more item and write your own knowledge database as
we do in our professional credit repair software.
You should be able to receive attachments and messages from your affiliates and
most importantly your credit repair affiliate portal should have a Referral System that
will add prospects automatically to the credit repair software as it is with our Credit
Money Machine Pro.
How to make your credit repair affiliates
to send you 10 times more prospects than
While the answer is simple our particular approach is really effective and unique.
The answer to receive for prospects from your credit repair affiliates is making for
them really easy to send them to you.
Obviously, the Credit Repair Affiliate Portal is the first thing that comes to mind and
it really works but still they need to login into their portals, navigate to the correct
place and type the data of the prospect they are referring to you.
But, how about if they had already the data and only needed to click one button.
Wouldn't be easier and better?
This is exactly what we provide in our professional credit repair software thanks to
our CRM Companion ( www.CRMcompanion.com )
You can give your affiliates, at a very low cost (1.99 /m), our CRM Companion so
they can use it to manage their own clients and leads and when they see of a contact
that could be a prospect to you they can send you the information from their CRM
Companion to our Credit Repair Software ( Credit Money Machine Net ) with one click
making it's fast and easy.
You can entice your friends and affiliates to get this powerful CRM ( Contact
Management Software ) so while they will be using it every day they will be able to
send you new credit repair prospects really easily.
This is a marketing technique that no one can replicate.
How credit repair disputes should be
tracked in a credit repair software?
The rule of thumb is simple, the least jumping around the better. The least time you
spend in not productive actions the better.
In many credit repair software you need to jump from window to window to enter
data or learn the status of disputes and other actions.
Obviously this takes lots of unproductive time and promote lost of concentration that
finally it's reflected in lost of productivity thru out the day.
In our professional credit repair software, we do in minutes what takes the whole day
in other software in part because our many automated features and in part that all
related parts to the credit repair process are contained in just one screen so you don't
need to jump around from window to window.
If you are evaluating other credit repair software just be sure that you understand
what it takes to do the whole process from A to Z since what it might look extremely
simple the first day might prove annoying and unproductive after just a couple of
Credit Repair Software Training anyone?
With Credit Money Machine Pro we provide 1 hour of consulting training live, but not
with anyone, but with the software developer. The one that can answer all your
questions live about the software not through a video.
Additionally, we provide training videos, bilingual live support, and a fantastic Quick
Start Credit Repair Guide (or How to Become a Credit Repair Expert in one Day) that
will make you an expert on the credit repair software in no time.
Also, you will receive a 350-page Credit Repair Business Course which everything you
need to know from A to Z to develop or improve your current credit repair company.
What are the best credit repair letters for
your credit repair business.
To be honest, unless you are a very sophisticated credit repair professional pretty
much all letters perform the same as long as they are well written (attorney written)
and they make sense and are accurate and related to the dispute type being
But, there are son factors that make all the difference:
1) To avoid being detected by the Credit Bureaus OCR's the letters must be different
each and every time. Changing fonts won't do the trick since that is exactly the
OCR's functionality, to ignore fonts and create a text letter. That's why the must be
different. In our professional Credit Repair Software we use a proprietary system
named ADSS (Automatic Dispute Spinner System) that creates unique letters each and
every time that your print them. Most importantly, you can create and modify your
2) You should be able to modify your letters either on-the-fly or by changing the
credit repair template that create them. You also should be able to create your own
credit repair template letters.
3) A Professional Credit Repair Software should be able to advise automatically what
letter to use as well as the reason invoked for a particular dispute type without any
user intervention, but at the same time, with the ability to change either one
manually for those special cases.
4) Credit Repair Template Letters should be able to accept multiple disputes in any
number you want or need, but at the same time, don't force you to send all the
disputes at once because this can lead to a frivolous dispute answer from the Credit
Bureaus and a red flag for those dispute items.
Of course our Credit Money Machine Net can do all that and much more.
Why is the right link of training for a
starting credit repair business or a
professional credit repair company?
Because all companies are not the same and not everyone has the same level of
computer literacy we take pride on our Live Credit Repair Business Training for our
Professional Credit Repair Software.
Learn first hand the most important features of our professional credit repair
software and ask any questions that you may have related to any subject (credit
repair techniques, marketing strategies, credit repair financial knowledge, how to
build your credit repair business, the most important actions that you need to take
for your starting credit repair business and more)
This live training is in addition to our PDF manual, our online manual, Credit Repair
Business Professional Course manual and our many training videos.
Occasional advanced techniques webinars are available to take advantage of our more
Security risks when you use a web-based
credit repair software for your credit
You may wonder if using a web-based credit repair software presents a security risk
for you company and for your clients. The answer is a definitive yes.
There is a misconception that when you are in a web page with HTTPS (SSL Secure
Socket Layer) that page does not present a security risk.
The truth is that when you are sending information (like a credit card) from one
secured page to another secured page the information is indeed encrypted and
reasonably secure but when you upload or download information to your computer is
Let's put it this way, when you upload the credit report of your client to a web-based
credit repair software that information is not secured during transit and can be
intercepted by any of the servers that are in between your computer and the secured
server online and probably even when it arrives it's still not secured since it will be
saved in the same format that was sent (probably PDF) and not encrypted.
So, not only you need to be worried by who hacks your client's sensitive data while
residing online on your credit repair software database but also what happens during
The same is true when you download data from your "secure" onine service, simply it
is not secured during transit to your computer.
That's why in our Professional Credit Repair Business solution we take pride in the fact
that your client's sensitive information resides in your own computer under your
What is the credit repair "Pay Per Deletion"
Pay Per Deletion related to Credit Repair is a method where you charge your clients
after you have deleted or updated as appropriate the derogatory items.
It is the most profitable and fair way to do business and the Credit Repair Pay Per
Deletion method is the one accepted by the FTC.
You can charge an initial setup fee as long as it is not related to your Credit Repair
Services , that's why we provide several tools to help you justify your initial consulting
fee. Those areas are the Credit Card Analyzer, the Budget Center, the Loan
Amortization Center and the Debt Reduction Analyzer.
Also, our credit repair software has all the tools to do a Credit Repair Pay Per
Start by extracting all derogatory with one click from your clients credit report
including the assignment of dispute types, reasons / description and letter
automatically in seconds (not hours), then the next month do that again and Credit
Money Machine Pro will detect which derogatory are deleted and will change the
dispute status automatically, and at the same time, setting up the paid status to "To
Be Paid", then our credit repair software will select all To Be Paid for all your clients.
It's important to have the capability to assign a different price for each dispute type,
and of course, we do that too.
Do you have support, manuals or videos for
your Credit Repair Software?
As a matter of fact we we have a bilingual (English - Spanish) live support department
plus we provide many videos in our help system and on YouTube plus a 600 page
Your Credit Repair Client Portal is essential
for your credit repair business.
Like your Credit Repair Affiliate Portal, the Credit Repair Client Portal is a very
important part of your credit repair business since it saves you hours of work by
allowing your clients to check 24/7 the status of their credit repair disputes without
calling you for support.
Not all Client Portals are created equal.
First of all, you need to evaluate if your Credit Repair Client Portal is under your
control or your vendor's.
If your credit repair company's client portal is not under your control (inside your own
website) then the life of your credit repair business depend on the life of your
Another important features are:
1) The ability to receive attachments from your clients in your credit repair software
2) The ability to receive inquiries from your clients in your credit repair software
3) The ability to modify and provide your own knowledge database to your clients.
4) An integrated Referral System that automatically add those contacts to the credit
repair software database so your clients can refer you new prospect with ease.
5) A bilingual Credit Repair Client Portal that will change languages at the push of a
6) Automatic use of portals with smartphones (iphones, Blackberries, Ipad, Ipod, any
Why web-based credit repair business
software becomes more cumbersome to
upgrade than Windows based credit repair
The subject of obsolescence and upgrades is an important subject for any Credit
Repair Business since you always want the inclusion of the latest laws and techniques
and any new features that may ease your daily work.
The truth is that in web-based system is much more difficult to upgrade than with
computer-based credit repair software for the simple reason that web-base system
must be stopped before the upgrade is made.
In other words, when you upgrade a Windows-based credit repair software you simply
download the new version and upgrade yourself at your convenience but when a web-
based need to upgrade they (your vendor) need to stop you from using the software
and take the risk that if something goes wrong they might not even be able to come
back to the previous version in a timely manner.
We do many upgrades each an every month, sometimes even several times a week to
keep you updated with the latest laws, new creditors data, credit repair techniques
and new marketing features, and while you don't have to perform all of then it is
always good to know that you can count on us.
Credit Repair Laws by State.
(while we believe this information is
accurate we don't take responsibility on
the accuracy of this information. Please get
advice from your attorney or accountant)
PROFESSIONAL CREDIT REPAIR SOFTWARE